Flat Roof Supplements
In some markets, residential flat roofs are a large percentage of total housing stock, while in other markets flat roofs are less common. In either case, flat roofs are an opportunity to grow your roofing business. Installing a flat roof involves a much different process than installing a pitched roof or sloped roof. Understanding the key differences between flat roofs and sloped roofs can ensure that you are bidding the jobs correctly. This is especially true for storm restoration or insurance work.
About Roofing Supplements
A flat roof supplement is when a contractor asks for additional materials, labor, or trades to be added to the insurance claim for a flat roof job. An adjuster may not include enough modified bitumen, base sheets, ply sheets, fasteners, termination bars, cant strips, flashing, pitch pans, scuppers, etc. to get the job done correctly. In some cases, these missing items are required by local building codes or other historical preservation regulations. When this happens, a contractor writes a new Xactimate Estimate to include those missing items and submits it to the insurance company for approval. Contractors must also include supporting documentation such as photos, measurements, local code requirements, core sample results, and invoices to explain why these funds are needed.
There are many reasons why it makes sense to hire a 3rd party to supplement your flat roof jobs. The number one reason is that many roofing contractors do not have a lot of experience writing flat roof estimates or how to get insurance flat roofing jobs approved. Many insurance adjusters also do not have a lot of experience inspecting flat roofs or writing an accurate flat roof scope of loss. Another obvious reason is that contractors are too busy to write new Xactimate Estimates for all of their jobs. Or they’re simply not that good at writing supplements. This is especially true for contractors for whom flat roof installation is a small percentage of their overall work. For these contractors especially, a supplementing company can help ensure that newly hired sales reps are producing profitable flat roof jobs.
Even companies that have their own internal staff to write supplements may need a hand if a hurricane or 100-year hailstorm hits in their market. In this situation, you don’t have time to hire and train someone new, but a 3rd party insurance supplement specialist can easily step in and handle the overflow of claims. Legacy roofing & siding businesses that focus primarily in retail work sometimes have insurance jobs fall into their lap. At Elite Claim Solutions, we help these types of companies manage occasional insurance claims or even help them transition their business into becoming a storm restoration business. Lastly, we serve a lot of clients that are starting a new roofing & siding business. For new companies, the owner is typically out selling and wearing lots of other hats and simply does not have the capacity or knowhow to supplement insurance flat roof claims.
Check out our blog posts dedicated to supplementing for roofing projects.
You don’t want to risk paying to replace something when it costs way less to throw a tarp over it to protect it, right? Find out what you can do avoid costly tarping mistakes.
Flat Roof Supplement Tips
On the surface, flat roofs seem more simple than your average sloped roofs. But, with several different types of flat roofs and three different ways to install them, flat roofs are far from simple.
A quality roof inspection can help mitigate disputes with the adjuster. Here is our list of eight tools you should be using…
There are a lot of apps designed to help roof contractors. We’ve compiled a list of the six apps we feel will help roofing contractors be more efficient and produce more jobs.
Size matters! You might not think you need to document more than the footage on gutters & downs, but if that’s all you’re doing…
For more supplementing content, check out the following pages.