Contractor Supplements

Well, the simple answer is so you get paid what you deserve.

Insurance companies objective is to bring the home back to pre-storm condition, but sometimes the initial estimate does not include all the costs associated with installing the job correctly. So, for many items – permits, extra shingles, ice and water shield, etc. – if you don’t know how to request it, you’re not going to get paid for it. 

During peak roofing season, it is very easy to overlook line items on an estimate because you are in a rush to install the next job. But a few hundred dollars here and a few hundred dollars there adds up quickly.  You need to dedicate the time to make sure you’re doing it right.

Let’s look at it another way. Say your New Year’s resolution is to get in shape. You’re not going to go to the gym once and come away with rock hard abs, are you? Of course not! It takes hard work and dedication to get that six pack. You’ll be setting aside time to sweat at the gym on a regular basis as well as making sure you’re eating right and not sabotaging your efforts.

At the end of the day, supplementing is like anything else – you get what you put into it. 

It takes time to learn the intricacies of supplementing. You need to know Xactimate and Symbility, code items in your area, how to document and so on and so forth. AND you have to learn how to ask for supplements using the carrier’s language. Now, some contractors have the time and dedication to do it on their own. More power to them.

But if you’re a small roofing company or a contractor just getting into insurance restoration, you may not have the time to do it yourself. After all, storm roofing is all about sales. Anything that takes you away from sales hinders your revenue and business growth. 

You need somebody on your side who has a solid background in supplementing and gives you all the tools you need to get the supplements approved. If that is the case for your business, using a supplementing company like Elite is a good option for you.

With Elite, there is no need for you to have in-depth Xactimate supplementing knowledge. We do all the heavy lifting and build honest supplement packages for you.

If you are considering hiring a company to write your supplements and estimates, here is a list of questions you should be asking:

• Is your supplementing company made up of actual contractors?
• Are honesty and integrity core values of the company?
• Can they turn partial-approvals into full trade jobs?
• Can they turn denied claims into approved jobs?
• Can they provide you with resources and training to help grow your business?